Unfortunately many people find themselves taking prescriptions that they can’t afford.  The issue can become more complicated because some of these people must make the decision to buy prescriptions instead of groceries or using the money for other necessary living expenses.

This issue hits seniors the hardest because of their limited social security income and the “Donut Hole” issue with the Medicare Program.  The good news is that there are changes being made to help seniors manage the cost of prescriptions, some of the changes include a rebate check for $250 or a 50% discount on name brand prescription drugs.

Here are a few simple ways that will help anyone wanting to reduce their prescription costs.

• Buy a generic brand – That’s the quickest most obvious savings opportunity.
• Split your pills – Ask your doctor if you pills can be cut in half and if the answer is yes then have them write your prescription for a double the dosage.  Then ask your pharmacist if they can cut the pills for you, otherwise do it yourself with a pill splitter that you can buy at the dollar store or your neighborhood drug store.
• Shop around and check prescription prices – Many drug, grocery and discount stores have drug plans for as little as $4 for a 30 day supply or $10 for a 90 day supply.
• Ask your doctor for free samples.
• Get a drugstore loyalty card – These cards sometimes offer prescription discounts and/or gift cards for drug purchases and new or transferred prescriptions.  Don’t forget to sign up for their mail lists or newsletters which tend to offer additional savings.
• Shop online – Look for the blue Verified Internet Pharmacy Practice Site seal and DO NOT use any website that does not have it.
• Get healthy – A method that is often overlooked is to live healthier by exercising, eating right and reducing your weight and stress level.  These changes alone can sometimes reduce or end your need for certain prescriptions like blood pressure and diabetes medications.