Archive for the ‘Accounting’ Category
Monday, April 9th, 2012
Is your bank threatening to increase your monthly service fees? There are many options available when it comes to checking accounts and some brick and mortar banks are even starting to provide online versions of their old checking account programs, but you’ll find that some of the original online banks do a better job in terms of service and price. This is sometimes even try when it comes to business checking accounts.
ING Direct is one particular online option you might want to consider when choosing an online banking option? ING DIRECT USA Checking Account. Free ATMs. FDIC Insured. Open online now.
Tags: Online banking option
Posted in Accounting, Business, Saving | 3 Comments »
Saturday, March 31st, 2012
IRS deadlines are fast approaching and if you’ve haven’t prepared your taxes yet H&R Block invites you to free file with them. It costs you nothing to prepare your return and it’s also free to e-file it. There are certain limitations involved like income level, so check it out to see if you’re a candidate. Check it out below.
Tags: File for free, Free e-file, Free file
Posted in Accounting, Freebies, Resources, Saving | No Comments »
Monday, March 26th, 2012
QuickBooks is touted as the best in accounting software for small business owners and entrepreneurs but did you know that there are some FREE accounting software options?
PC Mag gives you a rundown of the best small business accounting applications. In addition to accounting software, some of the applications offer free email, and methods for creating, tracking and dispatching invoices and estimates. Among the free business accounting software options are those from: Zoho Invoice, Wave Accounting, Outright and Intuit Billing Manager.
Learn more at PC Magazine.
Tags: Best small business accounting applications, Free business accounting software
Posted in Accounting, Business, Resources & Tools | 2 Comments »
Saturday, January 14th, 2012
Many people use January as a month to focus on their financial goals and prepare for the year ahead. Reviewing your credit report should be part of your plan when it comes to looking at your financials. So remember to get your annual free credit reports from the only website that is approved by the federal government. To request your free credit reports from all 3 national credit bureaus, go to https://www.annualcreditreport.com/cra/index.jsp.
Tags: Annual credit report, Free credit report
Posted in Accounting, Freebies, Resources | No Comments »
Friday, November 25th, 2011
Do something a little different this Black Friday – ING Direct is offering special promotions for new checking and saving accounts and there’s even a special offer for opening a bank account for your teen.
- $107 Electric Orange account opening bonus
- Open Electric Orange November 25th – 27th and make a total of 5 purchases (either signature or PIN-based) using your Electric Orange Card or Person2Person Payments (or any combination of the two) within 45 days.
- Your $107 bonus will be automatically deposited into your account on day 50.
- Bonus only available for new Electric Orange checking. Only one bonus will be provided per household.
- $27 Kids Savings Account opening bonus
- Open a Kids Savings Account November 25th – 27th and we’ll put a $27 bonus into your new account. Only available when you open a new account with at least one new Customer (either you or the kiddo must be a new Customer to ING DIRECT).
- $27 bonus starts earning interest upon account opening, and is available for withdrawal after 30 days.
- There’s no minimum deposit amount required. 0.90% Variable Annual Percentage Yield effective as of 10/21/2011.
- $32 MONEY account opening bonus
- Open MONEY November 25th – 27th and make 1 Card transaction (either signature, PIN-based or with PayPassTM) using your MONEY Card within 30 days we’ll put a $32 bonus into your new account. (Keep in mind, the teen gets the Card.)
- Your $32 bonus will be automatically deposited into your account on day 35.
- There’s no minimum deposit amount required. 0.25% Variable Annual Percentage Yield effective as of 7/13/2011.
This special promotion only lasts until Sunday, Nov 27 at 11:59pm ET.
Tags: Promotions for new checking and saving accounts, Special offer for opening a bank account
Posted in Accounting, Business, Freebies, Online Discounts, Saving | No Comments »
Friday, November 25th, 2011
Tomorrow November 26, 2011 is Small Business Saturday and American Express is giving ALL American Express cardholders (including business card owners) an opportunity to support local businesses in their area. If you register your American Express card at https://sync.americanexpress.com/sbs2011 then make a purchase (or pay for a service) at a local business on Saturday the 26th, the first $25 of your purchase will be credited on your American Express credit card statement.
To read the full details of this offer, go here. What a great way to support a local small business in your area and save $25 at the same time! You can even use your own small business credit card to support another small business!
Tags: Small Business Saturday, Support a local small business
Posted in Accounting, Business, Freebies | No Comments »
Sunday, November 13th, 2011
Chase Bank is offering yet another checking account deal. If you open a Chase Total Checking account you will be eligible for a $200 gift card. You must open the checking account by December 12, 2011. To open your account online go to Chase.com/checking and use coupon code 4241802469954145.
This offer may be zip code specific and therefore may not be available to everyone. Also you can only take advantage of one of these new account bonuses per year.
Tags: Checking account deal
Posted in Accounting, Business, Saving, Uncategorized | 3 Comments »
Thursday, September 29th, 2011
We all knew it was just a matter of time before banks found more ways to charge you for using your money. It’s seems that in 2012 Bank of America will start charging a $5.00 monthly service fee for all accounts that use debit to pay for purchases. It’s unclear when the fees will begin and for now they are not planning to charge this fee for normal ATM use, just for purchases made using your debit card. That’s certainly a new twist for debit card fees that only retailers used to pay.
The truth is that some banks like Wells Fargo and Chase already started using this new fee structure in 2011 in special test markets but at a $3.00 price tag instead of $5.00. The Wall Street Journal wrote a very informative article detailing what some banks have started doing as well as what is around the corner for other major banks. You can read more at the Wall Street Journal website.
Tags: Debit card fees, Monthly service fee
Posted in Accounting, Expense | No Comments »
Wednesday, September 21st, 2011
If you need to open a new checking account, this may be the opportunity for you to do it and pocket some extra cash. Until 10/28/11 Chase Bank has a checking account promotion where they will give you $125 (within 10 days) for opening a qualifying checking account.
Even if you already have a checking account at Chase, this could be a great opportunity to create that slush fund account for free that you’ve been wanting. The deal is TRULY a bonus if you already have “no monthly maintenance fee status” driven by the types of accounts you hold at Chase (so you won’t have to pay a maintenance fee for the new checking account as well). Don’t forget that business checking accounts sometimes qualify for promotions like this as well.
Some of the things that can get you special status with Chase are:
- A balance of $15,000 or more in your combined Chase deposit accounts (retirement accounts are included)
- Monthly direct deposits into your checking account
- And more…so be sure to ask questions
When you open your account online you must go to Chase.com/checking and use coupon code: 4159515776348152
Tags: New checking account, No monthly maintenance fee status, Slush fund account for free
Posted in Accounting, Business, Freebies, Saving | No Comments »
Monday, September 12th, 2011
Do you have a checking account AND a savings account at Chase Bank?
Did you know that you could get free checking (meaning that you pay no monthly service charges) just by setting up an automatic savings plan? Chase Bank has an Automatic Savings Program that will help you save money in TWO ways! Here’s how it works:
- Set up a $25.00 monthly automatic savings transfer from you Chase checking account going into your Chase Savings account.
- Chase will then waive your monthly service fees on your Chase checking account.
If you think there’s no way you could find another $25.00 every month to put away in savings, just remember that if your monthly service fee is $15.00 a month, you only need to find another $10.00 per month to make this work. When you think of it this way it takes away some of the pressure you may be feeling, so you don’t let this opportunity to grow your savings pass you by.
Why give Chase your monthly service charge when you could pay it to yourself!
Tags: Automatic savings plan, Free checking account, Waive your monthly service fees
Posted in Accounting, Business, Freebies, Saving | No Comments »
