Many people use January as a month to focus on their financial goals and prepare for the year ahead. Reviewing your credit report should be part of your plan when it comes to looking at your financials. So remember to get your annual free credit reports from the only website that is approved by the federal government. To request your free credit reports from all 3 national credit bureaus, go to https://www.annualcreditreport.com/cra/index.jsp.
Archive for the ‘Accounting’ Category
Request Your Free Credit Reports from Annual Credit Report.com
Saturday, January 14th, 20122 Days Left to Open a Checking Account with ING Direct & Earn a Bonus
Friday, November 25th, 2011Do something a little different this Black Friday – ING Direct is offering special promotions for new checking and saving accounts and there’s even a special offer for opening a bank account for your teen.
- $107 Electric Orange account opening bonus
- Open Electric Orange November 25th – 27th and make a total of 5 purchases (either signature or PIN-based) using your Electric Orange Card or Person2Person Payments (or any combination of the two) within 45 days.
- Your $107 bonus will be automatically deposited into your account on day 50.
- Bonus only available for new Electric Orange checking. Only one bonus will be provided per household.
- $27 Kids Savings Account opening bonus
- Open a Kids Savings Account November 25th – 27th and we’ll put a $27 bonus into your new account. Only available when you open a new account with at least one new Customer (either you or the kiddo must be a new Customer to ING DIRECT).
- $27 bonus starts earning interest upon account opening, and is available for withdrawal after 30 days.
- There’s no minimum deposit amount required. 0.90% Variable Annual Percentage Yield effective as of 10/21/2011.
- $32 MONEY account opening bonus
- Open MONEY November 25th – 27th and make 1 Card transaction (either signature, PIN-based or with PayPassTM) using your MONEY Card within 30 days we’ll put a $32 bonus into your new account. (Keep in mind, the teen gets the Card.)
- Your $32 bonus will be automatically deposited into your account on day 35.
- There’s no minimum deposit amount required. 0.25% Variable Annual Percentage Yield effective as of 7/13/2011.
This special promotion only lasts until Sunday, Nov 27 at 11:59pm ET.
Small Business Saturday – Support a Local Business & Save $25 on Your Purchase
Friday, November 25th, 2011Tomorrow November 26, 2011 is Small Business Saturday and American Express is giving ALL American Express cardholders (including business card owners) an opportunity to support local businesses in their area. If you register your American Express card at https://sync.americanexpress.com/sbs2011 then make a purchase (or pay for a service) at a local business on Saturday the 26th, the first $25 of your purchase will be credited on your American Express credit card statement.
To read the full details of this offer, go here. What a great way to support a local small business in your area and save $25 at the same time! You can even use your own small business credit card to support another small business!
Open a Total Checking Account at Chase Bank and Get a $200 Gift Card
Sunday, November 13th, 2011Chase Bank is offering yet another checking account deal. If you open a Chase Total Checking account you will be eligible for a $200 gift card. You must open the checking account by December 12, 2011. To open your account online go to Chase.com/checking and use coupon code 4241802469954145.
This offer may be zip code specific and therefore may not be available to everyone. Also you can only take advantage of one of these new account bonuses per year.
Get Ready – Bank of America Increasing Fees in 2012
Thursday, September 29th, 2011We all knew it was just a matter of time before banks found more ways to charge you for using your money. It’s seems that in 2012 Bank of America will start charging a $5.00 monthly service fee for all accounts that use debit to pay for purchases. It’s unclear when the fees will begin and for now they are not planning to charge this fee for normal ATM use, just for purchases made using your debit card. That’s certainly a new twist for debit card fees that only retailers used to pay.
The truth is that some banks like Wells Fargo and Chase already started using this new fee structure in 2011 in special test markets but at a $3.00 price tag instead of $5.00. The Wall Street Journal wrote a very informative article detailing what some banks have started doing as well as what is around the corner for other major banks. You can read more at the Wall Street Journal website.
Open a Qualifying Chase Checking Account and Get $125
Wednesday, September 21st, 2011If you need to open a new checking account, this may be the opportunity for you to do it and pocket some extra cash. Until 10/28/11 Chase Bank has a checking account promotion where they will give you $125 (within 10 days) for opening a qualifying checking account.
Even if you already have a checking account at Chase, this could be a great opportunity to create that slush fund account for free that you’ve been wanting. The deal is TRULY a bonus if you already have “no monthly maintenance fee status” driven by the types of accounts you hold at Chase (so you won’t have to pay a maintenance fee for the new checking account as well). Don’t forget that business checking accounts sometimes qualify for promotions like this as well.
Some of the things that can get you special status with Chase are:
- A balance of $15,000 or more in your combined Chase deposit accounts (retirement accounts are included)
- Monthly direct deposits into your checking account
- And more…so be sure to ask questions
When you open your account online you must go to Chase.com/checking and use coupon code: 4159515776348152
Chase Bank – Start Saving & Stop Paying Your Monthly Service Fee
Monday, September 12th, 2011Do you have a checking account AND a savings account at Chase Bank?
Did you know that you could get free checking (meaning that you pay no monthly service charges) just by setting up an automatic savings plan? Chase Bank has an Automatic Savings Program that will help you save money in TWO ways! Here’s how it works:
- Set up a $25.00 monthly automatic savings transfer from you Chase checking account going into your Chase Savings account.
- Chase will then waive your monthly service fees on your Chase checking account.
If you think there’s no way you could find another $25.00 every month to put away in savings, just remember that if your monthly service fee is $15.00 a month, you only need to find another $10.00 per month to make this work. When you think of it this way it takes away some of the pressure you may be feeling, so you don’t let this opportunity to grow your savings pass you by.
Why give Chase your monthly service charge when you could pay it to yourself!
50% Off Quicken 2011 Personal Finance Software (Expires 6/6/11)
Thursday, June 2nd, 2011If you’ve been putting off creating a budget or your current budget program is outdated, now may be the time to take a second look. Quicken 2011 is now on sale for 50% off via their website until June 6th.
Quicken Deluxe is on sale for $29.99 and Quicken Home & Business is currently $49.99. There are also two other products on sale including their Quicken Rental Property Manager which was a pleasant surprise. Who knew that Quicken had a finance program for property managers which also includes Quicken Legal Business Pro and Quicken Will Maker as part of the package?
Build Your Savings Automatically with an Online Savings Account
Tuesday, May 31st, 2011If you’re like me, you want to make the process of saving money as simple as possible. Unfortunately we forget to take advantage of tools that can help us. The easiest and quickest way to your build savings is to create an automatic savings ritual.
Companies like ING Direct give you the ability to set up free automatic transfers that allow you to build your savings with regular pre-planned deposits in any amount you choose. Once you decide the amount and how regular the transfers should be, you’re on your way.
ING DIRECT USA makes saving money simple! No fees and no minimums!
Free Small Business Checking
Thursday, March 17th, 2011Free Small Business Checking Accounts (check websites for a full description of account)
- BBT Bank
- No minimum balance requirement
- No monthly maintenance fees
- Up to 150 free checking transactions each month, including checks paid, deposits, deposited items, and ACH debits and credits
- Up to $10,000 free coin/currency deposited each month and more…
- HSBC Bank
- No monthly maintenance fees
- No minimum balance requirements
- Unlimited monthly transactions at HSBC ATMs and more…
